The easiest way to have an amazing new year is to finish this year strong – so you’re not picking up the pieces from day one! Thankfully, enjoying the holidays and saving money (or at least living within your means) aren’t mutually exclusive. And in this blog post, I’m sharing how you can do it without having to sacrifice a single pumpkin spice latte!
1. Set a goal
The best tips and tricks aren’t going to help you finish the year strong unless you’ve got a compelling goal. Why? Because we’re only willing to switch out of autopilot mode (and say no to temptations) if there’s a damn good reason to do it!
So whether you want to save money so you can pay off your credit card debt, go on an Insta-worthy vacation, start the new year feeling organized and stress-free, or have enough money to start a business – you need to know! Even better, come up with the exact amount you want and the date you want it by. This helps to bring it into reality and makes it much more likely to happen.
And honestly, if you can’t think of a specific goal you’re REALLY going to struggle. So pull out a pen and paper and take the time to get clear on what you want.
2. Decide what’s important
I don’t want to pretend that spending less money on gift giving is the only way to save money during the holidays. And cutting back on the things you LOVE should be a last resort when it comes to taking control of your finances, not the first port of call (even if the ‘experts’ say otherwise)....